Welcome to FULL Balance Financial Coaching

Follow @Financialmentor

Full Balance provides practical, down to earth, independent financial planning and budgeting advice to plan for you to be debt free, get ahead quicker and invest in and save for your future. As an objective observer and mentor we can listen, review and motivate you to get where you want to go. Find out more about our Services.

We are a mobile company with offices in Tauranga and Auckland giving independent financial assistance to people from all over New Zealand with their personal and business money management, whether you already have lots or money, are in financial hardship or anywhere in between.

Do You Need to Improve Your Money Management Skills?

Many people live on the edge when it comes to their finances, spending all their money and the banks, living from pay check to pay check and then have to work hard and long hours to service this debt. This can lead to high levels of stress and loss of freedom to do the things you want, with any bumps in the road upsetting the apple cart, leading to more stress and disorder.

Longer term you never know what is ahead, and if you don’t have money set aside, the lifestyle you have become accustomed to could be lost.

Get Some Independent Advice and Live the Life You Chose!

The solution to this is not to continue to live in denial, but to take stock of where you are now and work out a plan to get savings and build your net worth over time. In order do this though, you need to know your budget and where you can reduce expenses and increase your income, and have the discipline to stick to a plan of action. This is where a Financial Coach comes in handy – we can review your budget and where you have your money stored, work out what motivates you to keep on track and review your progress.

Robert Kiyosaki in Rich Dad, Poor Dad says that “One of the three paths to great wealth is increasing money management skills” and…. “One of the three rich habits is to hire an outsider to review your personal finances”.

What is a Financial Coach?

A Financial Coach is like a cross between a Financial Planner, Budgeter, Accountant and a Life Coach, but there are no sales involved so it is all about independent affordable financial advice to help you get ahead! Find out more about Financial Coaching or contact us for a free appointment to find out how Financial Coaching can help you.

100% of clients surveyed said they will be substantially better off or have a better lifestyle in the long term, because they got Financial Coaching. Hear what others have said about our financial coaching or contact us to make an appointment for independent financial assistance with your money management.

All our money management advice and budgeting help is private and confidential and we guarantee that you will have more clarity and control over your money management and save you more money than the fee, from the action plan developed. Find out more about our guarantees.

Services we Offer

Package Deals

Pay a small fee per week to get ongoing follow up advice and assistance over 3 - 6 months

Hourly Advice

Pay per hour for as much or little advice as you require.

Budgeting and Financial Hardship

Pay to get a statement of means completed, budgeting help and negotiation with creditors.

Financial Literacy and Education Seminars

Tailored to suit your audience, from a motivational talk to weekly tutorials.

The “Do it Yourself” Excel Budget Templates.

You input your own financial data into our excel budget and financial planning templates and decide how much follow up contact and money management advice you would like. Find out more including prices.

Our Mission as Your Personal Independent Financial Advisor

Our Mission is to provide an affordable, cost effective and trustworthy independent financial advice service that empowers individuals and families to take charge of their personal and business finances and their future. Find out more about our mission. Our motto is “Yours to do with as you wish …” We believe in the clients’ choice to live your life how you want to, have the lifestyle you want and make decisions that support your values in life.

We have different payment options and you can get as much or as little advice to suit your budget - either a package deal, hourly advice, free EAP funding or purchase the excel budget and financial templates and do it yourself.

What is Your Money Personality? -

Complete the financial personality quiz now for free

Knowing what your money personality is will help you understand your strengths and weaknesses and could explain how you manage your money. Click here to do the financial quiz "What’s your money personality?" for free.

“I’m so glad I made that first phone call to you, you have given me the kick start to achieve what I have wanted to do for years.”

“It’s a relief knowing someone is there to reassure me.”

“In 10 months my whole life, outlook and finances have completely changed.”

“I can't thank you enough. You've shed so much light on my life and situation. It has helped more than you will ever know.”

Christchurch Earthquake
Financial Help

If you or your friends and family are worried about your finances due to loss of your income or your home, please give us a call for a free confidential chat. We are here to help.